Unlock First-Time Buyer Programs & a $500 Closing Gift—Don’t Miss Out!
Your dream home is closer than you think! Get exclusive access to first-time homebuyer programs, a 2025 housing market forecast, and a $500 closing gift for the first 10 sign-ups!
Unlock First-Time Buyer Programs & a $500 Closing Gift—Don’t Miss Out!
Your dream home is closer than you think! Get exclusive access to first-time homebuyer programs, a 2025 housing market forecast, and a $500 closing gift for the first 10 sign-ups!
Why Choose Us?
Access to Exclusive First-Time Buyer Programs
Discover programs that can lower your down payment, reduce your monthly payments, and even offer grants to save you thousands.
2025 Housing & Rate Market Forecast
Stay ahead of the game with insights into rates and trends to make the smartest homebuying decisions.
$500 Closing Gift for the First 10 Buyers
Be one of the first 10 to sign up and get $500 toward your closing costs—on us!
WHY ACT NOW?
- Programs like these don’t last forever—waiting could mean missing out on thousands of dollars in savings.
- The housing market is always changing. With this forecast, you’ll know exactly when to make your move.
- Only 10 bonuses are available, and they’re going fast! Don’t let someone else grab your $500 closing gift.
Here’s What You’ll Get:
Access to Exclusive First-Time Buyer Programs
Discover programs that can lower your down payment, reduce your monthly payments, and even offer grants to save you thousands.
2025 Housing & Rate Market Forecast
Stay ahead of the game with insights into rates and trends to make the smartest homebuying decisions.
$500 Closing Gift for the First 10 Buyers
Be one of the first 10 to sign up and get $500 toward your closing costs—on us!
WHY ACT NOW?
- Programs like these don’t last forever—waiting could mean missing out on thousands of dollars in savings.
- The housing market is always changing. With this forecast, you’ll know exactly when to make your move.
- Only 10 bonuses are available, and they’re going fast! Don’t let someone else grab your $500 closing gift.
Ready to Own Your Dream Home?
Fill out your info to claim your free homebuyer programs guide, housing market forecast, and your chance at a $500 closing gift.
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Ready to Own Your Dream Home?
Fill out your info to claim your free homebuyer programs guide, housing market forecast, and your chance at a $500 closing gift.
What client say about us
We recently closed on our first home, and we couldn’t have done it without the exceptional help of our lender, Kenny. Throughout the entire process, his communication skills were outstanding. He was always prompt, clear, and thorough in his responses, ensuring we understood every step of the journey. We did face some minor obstacles with credit, but Kenny was always there with expert advice and practical solutions. He guided us on what actions to take to overcome these obstacles, and his knowledge and expertise were evident in every interaction. Thanks to his unwavering support and guidance, we followed his instructions and successfully secured our very first home within 2 months. We highly recommend Kenny to anyone looking for a knowledgeable and reliable lender. Thank you, Kenny, for making our dream of homeownership a reality!
Joycelin L
Layton, UT
Kenny was fabulous to work with!! He was knowledgeable and quick to answer all of our questions. He knew when to lock in our rate to insure we got the best interest rate we could in the current market. Highly recommend!
Chelsea A R
Salt Lake City, UT
Kenny is a magic man! He was so attentive to our needs and always super easy to connect with. Whenever we had questions, he explained things in simple terms so we all understood! Kenny was also very quick to move to the next step, even when we had a set back, he quickly pivoted and was able to get us to closing only 9 days after our original closing date. And... on top of being a phenomenal business man... Kenny is an every better human! He was thoughtful and caring and sensitive to our specific situations! Kenny is amazing and we definitely will be spreading the word all over the valley! Stacks of his business card will be fanatically passed out wherever we go!
Darcel Ballentine
West Valley City, UT
What client say about us:
We recently closed on our first home, and we couldn’t have done it without the exceptional help of our lender, Kenny. Throughout the entire process, his communication skills were outstanding. He was always prompt, clear, and thorough in his responses, ensuring we understood every step of the journey. We did face some minor obstacles with credit, but Kenny was always there with expert advice and practical solutions. He guided us on what actions to take to overcome these obstacles, and his knowledge and expertise were evident in every interaction. Thanks to his unwavering support and guidance, we followed his instructions and successfully secured our very first home within 2 months. We highly recommend Kenny to anyone looking for a knowledgeable and reliable lender. Thank you, Kenny, for making our dream of homeownership a reality!
Joycelin L
Layton, UT
Kenny was fabulous to work with!! He was knowledgeable and quick to answer all of our questions. He knew when to lock in our rate to insure we got the best interest rate we could in the current market. Highly recommend!
Chelsea A R
Salt Lake City, UT
Kenny is a magic man! He was so attentive to our needs and always super easy to connect with. Whenever we had questions, he explained things in simple terms so we all understood! Kenny was also very quick to move to the next step, even when we had a set back, he quickly pivoted and was able to get us to closing only 9 days after our original closing date. And... on top of being a phenomenal business man... Kenny is an every better human! He was thoughtful and caring and sensitive to our specific situations! Kenny is amazing and we definitely will be spreading the word all over the valley! Stacks of his business card will be fanatically passed out wherever we go!
Darcel Ballentine
West Valley City, UT
Frequently Asked Question
What programs are available for first-time homebuyers?
There are many programs designed to help first-time homebuyers, including FHA loans, VA loans, and down payment assistance programs specific to Utah. These programs can lower your upfront costs, reduce interest rates, or even provide grants to make homeownership more affordable. At Hometown Mortgage, we’ll help you find the best options for your situation.
How much money do I need for a down payment?
You might need less than you think! Some programs allow for as little as 3% down, and others, like USDA or VA loans, offer zero-down payment options. Additionally, Utah’s down payment assistance programs can help cover part of your costs, making it easier to get started with less out-of-pocket expense.
Is now a good time to buy a home?
Yes! With current market conditions and programs tailored for first-time buyers, it’s a great opportunity to invest in your future. Interest rates are still competitive, and with resources like our housing market forecast, you’ll have the insights you need to make a smart decision.
What credit score do I need to qualify?
Most loan programs require a minimum credit score of 580-620, but don’t worry if your score isn’t perfect. We specialize in working with first-time buyers to explore all available options, including FHA loans that are more forgiving of lower credit scores. Let’s review your situation and find the best fit for you!
Any questions?
We’re here to assist with any questions you may have—feel free to reach out!
©2025 – The Hometown Mortgage Co. | All Right Reserved
by The Hometown Mortgage Co. NMLS#: 2645893 Utah DRE Mortgage Office License # 14186007 All loans subject to credit and property approval. The Hometown Mortgage Co. The Hometown Mortgage Co. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
Any questions?
We’re here to assist with any questions you may have—feel free to reach out!